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Wirex
Crypto cards
Crypto and fiat payments app; its debit card uses Mastercard in the United Kingdom and Visa under global terms, spending from a custodial account.
- Virtual card from sign-up, physical Visa or Mastercard card, and a Visa Signature Metal card at higher tiers
- Spends crypto and fiat from the currency accounts you link in the Wirex app
- Cashback 0.5% to 8% in USD by membership tier, credited to a Rewards Balance
- Five membership tiers set by portfolio size and the share held in WPAY, with no subscription fee
- No monthly or annual card fee and no FX fee advertised
- Cashback
- 0.5%
- Top cashback needs
- 8%: Top membership tier
- Monthly fee
- Free
- FX fee
- 0%
- Custody
- Custodial
- Crypto converts
- At purchase
- Identity check
- Required
- Issuer
- Wirex Limited
Some of these terms come from a review site because the issuer does not state them, and they can be out of date.
Compare all cards6.5 of 10
Seven criteria from the terms on this page, on a scale of 10. Compare it with other cards only. How we score
- Custody 4.0
- Self-custody is a 10, a custodial balance is a 4.
- Cashback 2.5
- Base tier: 3% or more is a 10, no cashback is a 1. Paid in the project's own token, a rate counts at three quarters.
- FX and conversion 10.0
- Base tier: no fee is a 10, 3% in FX and conversion together is a 1.
- Issuer and record 8.0
- Issued by Wirex Limited, principal Visa and Mastercard member, since 2014
- Fees 10.0
- No monthly fee is a 10; a fee or a paid physical card lowers it.
- Regions 8.0
- Available in 130+ countries; card orders depend on region
- Phone pay and card types 10.0
- Apple Pay, Google Pay, virtual and physical cards.
- Install Wirex and create an account
- Fund your account
- Go to Cards, select Virtual and tap Get Virtual Card
- Add the card to Apple Pay or Google Pay
- Order a physical card from Cards and pay the delivery fee
- Wirex Strengthens UK Board with Appointment of Julian Sawyer as Independent Non-Executive DirectorFormer Starling Co-Founder and Zodia Custody CEO brings over 30 years of experience building and leading regulated financial businesses to the Board of Wirex Limited Wirex Limited, the UK headquartered payments…
- Wirex Adds Aurora Intents, Letting Partners’ Users Fund Accounts From Any ChainWe've integrated Aurora Intents Deposits into the Wirex stablecoin infrastructure offering, giving partner’s customers one permanent deposit address per network family. Funds sent from Tron, Solana, Bitcoin, Ethereum…
- Wirex Appoints Lord Ranger of Northwood as Board Adviser, Ahead of New UK Digital Asset RulesMember of the House of Lords Science and Technology Select Committee and co-chair of the All-Party Parliamentary Group on Digital Markets and Digital Money joins Wirex, as the UK brings digital assets firms under full…
Funds are held in your Wirex account rather than a self-custodial wallet, and card orders depend on your region. Higher cashback needs a larger portfolio with a share in WPAY, and tiers are recalculated daily.
No security incidents found in our check of Oct 30, 2026.
