MetaMask Card
Mastercard debit card that spends tokens straight from a self-custodial MetaMask wallet on Linea, Base, Solana and Monad.
Security record: 1 incident- Mastercard debit card: free Virtual card, physical Metal card for $199 a year
- Spends from your MetaMask wallet on Linea, Base, Solana or Monad; tokens stay in your wallet until you pay
- Tokens include mUSD, USDC, USDT, wETH, EURe and GBPe on Linea
- 1% back in mUSD on Virtual; Metal earns 3% on the first $10,000 a year, then 1%
- The card account and KYC are run by Crypto Life, not MetaMask
- Cashback
- 1%
- Paid in
- mUSD
- Top cashback needs
- 3%: Metal card ($199/yr), first $10,000 spend
- Monthly fee
- Free
- FX fee
- 1%
- Conversion fee
- 0.875%
- ATM
- 2% + operator fee; Metal free to $1,200/mo
- Custody
- Self-custody
- Crypto converts
- At purchase
- Identity check
- Required
Some of these terms come from a review site because the issuer does not state them, and they can be out of date.
Compare all cardsSeven criteria from the terms on this page, on a scale of 10. Compare it with other cards only. How we score
- Custody 10.0
- Self-custody is a 10, a custodial balance is a 4.
- Cashback 4.0
- Base tier: 3% or more is a 10, no cashback is a 1. Paid in the project's own token, a rate counts at three quarters.
- FX and conversion 4.4
- Base tier: no fee is a 10, 3% in FX and conversion together is a 1.
- Issuer and record 8.0
- Self-custodial; card account and KYC run by Crypto Life (Baanx)
- Fees 10.0
- No monthly fee is a 10; a fee or a paid physical card lowers it.
- Regions 8.0
- Many countries, UK included; new US sign-ups are paused
- Phone pay and card types 9.0
- Apple Pay, Google Pay, virtual and physical cards.
Cost to start: Virtual card free, Metal card $199 a year
- Open MetaMask Mobile and tap Money, then Card
- Enter your details and pass identity verification
- Choose the funding wallet and token, for example mUSD on Linea
- Set spending limits to enable your tokens
- Add the card to Apple Pay or Google Pay
Signups are open only in listed countries, and new US signups are paused. The card account and your personal data are handled by Crypto Life, and the spending limits you approve let the card draw tokens from your wallet.
1 incident
Past incidents 1
Support ticket data leaked via third-party help desk. Consensys said personal data that about 7,000 MetaMask users had sent to customer support between Aug 1, 2021 and Feb 10, 2023 was exposed through its third-party ticketing provider. The wallet itself was not affected; Consensys notified the Irish DPC and UK ICO. Consensys' FAQ does not mention compensation. https://consensys.io/blog/faq-customer-support-data-security-incident
Partly own faultRefund not stated
Sources: consensys.io, blockworks.com, beincrypto.com
From the project’s statements and security coverage. Own fault means the project’s code, servers or keys; third party means a vendor, registrar, oracle or issuer it relies on.
