Ripening
Go to SafePal Banking Gateway
SafePal Banking Gateway
Crypto cards
Swiss IBAN account and Mastercard debit card from Fiat24, opened and managed inside the self-custodial SafePal wallet, with balances on Arbitrum.
Security record: 1 incident · 1 own fault- Mastercard debit card issued with Fiat24, usable with Apple Pay, Google Pay, Samsung Pay and PayPal
- Swiss IBAN account controlled by your SafePal wallet through an account NFT, with transactions on Arbitrum
- Top up crypto from 40+ chains into USDC or fiat; top-up fee from 0.4% on the highest tier
- No account setup, management or wire transfer fee from SafePal or Fiat24
- KYC is handled by Fiat24, not SafePal
- Cashback
- 0%
- Monthly fee
- Free
- FX fee
- 1%
- Custody
- Custodial
- Crypto converts
- Top up first
- Identity check
- Required
- Issuer
- SR Saphirstein AG (Fiat24)
5.7 of 10
Seven criteria from the terms on this page, on a scale of 10. Compare it with other cards only. How we score
- Custody 4.0
- Self-custody is a 10, a custodial balance is a 4.
- Cashback 1.0
- Base tier: 3% or more is a 10, no cashback is a 1. Paid in the project's own token, a rate counts at three quarters.
- FX and conversion 7.0
- Base tier: no fee is a 10, 3% in FX and conversion together is a 1.
- Issuer and record 8.0
- Swiss account by Fiat24, which handles licensing; live since 2024
- Fees 10.0
- No monthly fee is a 10; a fee or a paid physical card lowers it.
- Regions 8.0
- EEA, UK, Switzerland, Canada, Australia and parts of Asia; no US
- Phone pay and card types 9.0
- Apple Pay, Google Pay, virtual and physical cards.
- Download the SafePal app
- Apply for an IBAN account under the Bank tab and pass KYC with Fiat24
- Activate the card in the Card tab by signing with your wallet
- Enable the currency accounts you plan to use
- Top up with crypto or a bank transfer and add the card to your phone wallet
Access to the account is tied to your wallet and its account NFT, so losing your keys or transferring the NFT puts the account at risk. Top-up and exchange fees depend on your account tier, and limits depend on your region.
1 incident · 1 own fault
From the project’s statements and security coverage. Own fault means the project’s code, servers or keys; third party means a vendor, registrar, oracle or issuer it relies on.
