Rotten
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Plutus
Crypto cardsCard paused
Rewards app with a Visa debit card for UK and EEA residents that pays rewards on card spending.
- Card spending and PLUS rewards on card spend are paused while Plutus moves to a new banking partner
- Advertised rewards: 3% back in PLUS on spending, up to 9% with loyalty tiers
- PLUS from the monthly rewards cap and perks is still issued during the move
- The free PlutusLite mode does not earn PLUS
- Cashback
- 3%
- Top cashback needs
- 9%: Loyalty tiers
- Physical card
- €9.99
- FX fee
- 2.5%
- ATM
- 2.5%
- Custody
- Custodial
- Identity check
- Required
5.0 of 10
Seven criteria from the terms on this page, on a scale of 10. Compare it with other cards only. How we score
- Custody 4.0
- Self-custody is a 10, a custodial balance is a 4.
- Cashback 7.8
- Base tier: 3% or more is a 10, no cashback is a 1. Paid in the project's own token, a rate counts at three quarters.
- FX and conversion 2.5
- Base tier: no fee is a 10, 3% in FX and conversion together is a 1.
- Phone pay and card types 6.0
- Apple Pay, Google Pay, virtual and physical cards.
- Download the Plutus app and create an account
- Pick a subscription plan; a 14-day trial is offered
- Wait for the new Plutus card to go live with the new banking partner
Card spending is paused and Plutus gives target dates, not firm ones, for the new card. Rewards are paid in PLUS, and plan terms and fees may change with the new banking partner.
No security incidents found in our check of Oct 30, 2026.
