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Nexo Card
Crypto cards
Mastercard crypto card for selected European countries that switches between spending assets held on Nexo and borrowing against them.
- Card issued by DiPocket UAB, virtual and physical, with Apple Pay and Google Pay
- Debit Mode spends stablecoins, crypto and EURx, USDx or GBPx in an order you set
- Credit Mode borrows against your crypto, with credit lines from 1.9% interest
- Cashback only in Credit Mode with over $5,000 in assets: 0.5% to 2% in NEXO or 0.1% to 0.5% in BTC by loyalty tier
- No monthly or annual fee; FX fee 0.2% on weekdays and 0.7% on weekends in the EEA, UK and Switzerland
- Cashback
- 0.5%
- Paid in
- NEXO
- Top cashback needs
- 2%: Platinum tier, Credit Mode, over $5,000
- Monthly fee
- Free
- Physical card
- Free
- FX fee
- 2.5%
- ATM
- Base: EUR200/mo free, then 2% (min EUR1.99)
- Custody
- Custodial
- Crypto converts
- At purchase
- Identity check
- Required
- Issuer
- DiPocket UAB
Some of these terms come from a review site because the issuer does not state them, and they can be out of date.
Compare all cards5.1 of 10
Seven criteria from the terms on this page, on a scale of 10. Compare it with other cards only. How we score
- Custody 4.0
- Self-custody is a 10, a custodial balance is a 4.
- Cashback 2.1
- Base tier: 3% or more is a 10, no cashback is a 1. Paid in the project's own token, a rate counts at three quarters.
- FX and conversion 2.5
- Base tier: no fee is a 10, 3% in FX and conversion together is a 1.
- Issuer and record 8.0
- Issued by DiPocket UAB; your assets are held by Nexo
- Fees 10.0
- No monthly fee is a 10; a fee or a paid physical card lowers it.
- Regions 6.0
- Citizens and residents of the EEA, UK and selected European countries
- Phone pay and card types 10.0
- Apple Pay, Google Pay, virtual and physical cards.
Cost to start: No monthly fee; $50 balance needed to activate the virtual card
- Sign up on Nexo and verify your identity with a European ID
- Fund your account with at least $50
- Activate the virtual card in the Nexo app
- Pick Debit Mode or Credit Mode
- Add the card to Apple Pay or Google Pay
Nexo holds your assets, and in Credit Mode each purchase is a loan against your crypto that accrues interest. Cashback needs a balance above $5,000 and depends on your loyalty tier, which is set by the share of NEXO tokens you hold.
No security incidents found in our check of Oct 30, 2026.
