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Bitpanda Card
Crypto cards
Visa debit card that spends a chosen Bitpanda account asset, converting crypto or metals to euros at purchase.
- Visa debit card issued by Transact Payments Malta, with Apple Pay
- Spends a main asset you pick: euro, or any crypto or precious metal on Bitpanda, converted to EUR at purchase
- Optional fallback asset covers payments larger than the main asset balance
- 1% cashback on payments made with crypto, none on euro, metals, stablecoins or stocks
- No account, monthly or shipping fee; ATM fee 2% or 2 EUR, whichever is higher
- Cashback
- 1%
- Monthly fee
- Free
- Physical card
- Free
- FX fee
- 0%
- ATM
- 2% or EUR 2 minimum
- Custody
- Custodial
- Crypto converts
- At purchase
- Identity check
- Required
- Issuer
- Transact Payments Malta Limited
6.4 of 10
Seven criteria from the terms on this page, on a scale of 10. Compare it with other cards only. How we score
- Custody 4.0
- Self-custody is a 10, a custodial balance is a 4.
- Cashback 4.0
- Base tier: 3% or more is a 10, no cashback is a 1. Paid in the project's own token, a rate counts at three quarters.
- FX and conversion 10.0
- Base tier: no fee is a 10, 3% in FX and conversion together is a 1.
- Issuer and record 8.0
- Issued by Transact Payments Malta; your assets are held by Bitpanda
- Fees 10.0
- No monthly fee is a 10; a fee or a paid physical card lowers it.
- Regions 6.0
- Verified euro area residents only
- Phone pay and card types 5.0
- Apple Pay, Google Pay, virtual and physical cards.
Cost to start: Card and shipping free, extra physical card 10 EUR
- Verify your Bitpanda account as a euro area resident
- Open Card in the Bitpanda app and follow the steps
- Choose a main payment asset and an optional fallback asset
- Wait 3 to 7 working days for delivery
- Activate the card in the app with its CVV
Paying with crypto or metals sells them at the moment of purchase. Only euro area residents with a verified account can order the card, and accounts verified through Bankident cannot. Cashback applies only to crypto payments.
No security incidents found in our check of Oct 30, 2026.
